BR Needham News

How To Sell A House: A 6-Step Guide
If you’re thinking about selling a house, you’ll want it to be sold as quickly as possible and for the best price. Here’s a step by step guide to selling.

Where Are The Best Places To Buy & Sell Houses In The UK In 2026?
Where Are The Best Places To Buy & Sell Houses In The UK In 2026? Planning to sell up and relocate is an exciting thought,

Is Spring A Good Time To Buy And/Or Sell A House?
Spring is a fantastic time to think about buying and selling. Here are the main reasons why now’s the time to consider making moves on the property market.

What Are Mortgage Affordability Stress Tests & How Do They Work?
One of the strategies that lenders use when working out mortgage amounts is affordability stress testing. Learn all about this here and how it could affect you.

Mortgages For Holiday Let Businesses: 5 FAQs
Here’s why now’s the time to consider investing in short-term rentals, plus find some frequently asked questions about mortgages for holiday let businesses.

5 Equity Release Myths Dispelled!
Because of unregulated lending in the 80s/90s, lots of equity release myths have emerged about this way of accessing finance. Here are the main ones dispelled.

How Does Loan To Value Work?
One of the most important aspects of taking out a mortgage is understanding loan to value ratios. Here’s a quick guide on the subject to help you get started.

Buy To Let Mortgages: What Is Top Slicing?
Find out about top slicing, where landlords with affordability concerns can use surplus personal income to make up for any shortfalls in rental incomes.

A Quick Guide To Remortgaging For Home Improvements
Remortgaging is a way to borrow more money by setting up a new deal with your lender (or a new one) against the value of your property. Here’s how to do it.

Right To Buy Restrictions: What Does The Future Hold?
The government’s Right to Buy scheme can help council tenants get on the property ladder… but new restrictions are on the horizon. Find out more here.

4 FAQs About The Right To Buy Scheme
As a council tenant, you could consider the Right to Buy government scheme, which allows you to apply to buy your house. Here are some FAQs about the scheme.

Is Autumn A Good Time To Sell A House?
Interestingly, the time of year can make a big difference to how quickly you find a buyer and autumn is actually one of the best times to sell. Here’s why.

What Is Stamp Duty For First-Time Buyers?
Stamp duty is the tax you need to pay if you buy property or land above a certain price. Learn more about this tax and what it means as a first-time buyer.

Can I Remortgage With Credit Card Debt?
Find out more about remortgageing and the potential pitfalls on the blog.

Buy To Let Holiday Home Mortgages: A Quick Guide
Buy To Let Holiday Home Mortgages: A Guide Investing in a property to use as a rental holiday home is a brilliant way to

Can The Self-Employed Get Mortgages With 1 Years’ Accounts?
There are lenders out there who will offer you a mortgage based on 12 months’ worth of accounts. Here, you’ll find a quick guide on how to get a mortgage.

First-Time Buyers: How Confident Are You About The Home-Buying Process?
It’s not uncommon for FTBs to find buying a house overwhelming, so here’s why it can be useful to enlist the services of a mortgage advisor at the start.

5 FAQs About Remortgaging
To help you get started, here are five of the more frequently asked questions we hear about remortgaging. If you need any further help, call BR Needham today.

How Do Buy-To-Let Mortgages Work?
Property investment means you’ll need to take out a buy to let mortgage, the majority of which are interest-only. Find out more about the process on the blog.

What To Do If You Have A Poor Credit Score
To take out a mortgage and to enjoy the best rates, you’ll need to have a good credit score backing you up. Here’s what to do if you have a poor credit rating.

100% No Deposit Mortgages Back On The Market!
No-deposit mortgages have just started slowly re-entering the market again. Find out more about these financial products and how you could benefit on the blog.

Exchange To Completion: How Long Does It Take?
What you need to prepare for when buying a house is how long the process takes from start to finish. Find out more about the process over on the blog now.

A Step-By-Step Guide To Buying A House
Here’s a step-by-step guide to buying a house that can serve as a checklist against what you need to do to cross the finish line and exchange contracts quickly.

What Is The Process Of Buying A House?
Buying a house is exciting but also potentially challenging and stressful, so it’s important to know what the process involves. Find out more on the blog.

When Might You Need A Seafarer Mortgage?
Seafarers have complicated mortgage requirements because they spend so much time working away from the UK, and they need a bespoke broker that understands this.

The Benefits Of Overpaying On Your Mortgage
Homeowners who come into spare money should consider overpaying on their mortgage, as it can help them save tens of thousands of pounds on their home loan.

What To Look For In A Holiday Home Buy-To-Let
To help you find the right holiday let for you, here are some of the key considerations to bear in mind. Find six tips for property investment on the blog now.

What Causes Bad Credit?
If you are struggling with your credit score, bad credit is not the barrier to getting a mortgage that you might expect, but its causes might surprise you.

What To Do If Your Fixed-Rate Mortgage Is About To End
Here are some tips for homeowners with a fixed-rate mortgage who might be worried they will not be able to afford their monthly fees when their loan term ends.

What Is A Seafarer Mortgage?
There are seafarer mortgages available to help you climb the property ladder, even if you’re away from UK shores for more than half the year. See more here.

Can You Get A Mortgage Following Bankruptcy?
Bankruptcy not only leads to a termination of debts and often the repossession of a house but can make it difficult to get another one without a broker’s help.

Credit Scores & Why They’re Important For Mortgages
Your credit score is the rating that credit reference agencies will give your credit history, based on how well you’ve managed your current and previous debts.