5 Equity Release Myths Dispelled!
Because of unregulated lending in the 80s/90s, lots of equity release myths have emerged about this way of accessing finance. Here are the main ones dispelled.
How Does Loan To Value Work?
One of the most important aspects of taking out a mortgage is understanding loan to value ratios. Here’s a quick guide on the subject to help you get started.
Buy To Let Mortgages: What Is Top Slicing?
Find out about top slicing, where landlords with affordability concerns can use surplus personal income to make up for any shortfalls in rental incomes.
A Quick Guide To Remortgaging For Home Improvements
Remortgaging is a way to borrow more money by setting up a new deal with your lender (or a new one) against the value of your property. Here’s how to do it.
Right To Buy Restrictions: What Does The Future Hold?
The government’s Right to Buy scheme can help council tenants get on the property ladder… but new restrictions are on the horizon. Find out more here.
4 FAQs About The Right To Buy Scheme
As a council tenant, you could consider the Right to Buy government scheme, which allows you to apply to buy your house. Here are some FAQs about the scheme.
Is Autumn A Good Time To Sell A House?
Interestingly, the time of year can make a big difference to how quickly you find a buyer and autumn is actually one of the best times to sell. Here’s why.
What Is Stamp Duty For First-Time Buyers?
Stamp duty is the tax you need to pay if you buy property or land above a certain price. Learn more about this tax and what it means as a first-time buyer.
Can I Remortgage With Credit Card Debt?
Find out more about remortgageing and the potential pitfalls on the blog.
Buy To Let Holiday Home Mortgages: A Quick Guide
Buy To Let Holiday Home Mortgages: A Guide Investing in a property to use as a rental holiday home is a brilliant way to diversify your portfolio while bringing in extra income – but before you move forward with your plans, it’s essential that you know what to expect where borrowing and mortgages are […]